New Zealand Digital Nomad Visa for Finnish Passport Holders (2026)

Check the New Zealand embassy website for current entry requirements for Finnish passport holders before applying for the digital nomad visa. Entry eligibility and digital nomad visa eligibility are assessed separately.

The Digital nomad visa assesses all applicants on the same criteria regardless of nationality. Finnish citizens can apply provided they meet the following requirements:

• Income: Not specified — proven via 3–6 months bank statements
• Remote work proof: Employment contract, freelance agreements, or client letters confirming you work for non-New Zealand entities
• Health insurance: Health insurance is strongly recommended even if not formally required
• Clean background: Police clearance from Finland (apostilled if required by New Zealand)
• Valid passport: Finland passport valid for at least 6 months beyond your intended stay
• Accommodation proof: Rental agreement, hotel booking, or property documents in New Zealand

Important: Documents not in New Zealand's official language or English must be certified translated. Finnish applicants should confirm apostille requirements for documents issued in Finland.

1. Gather documentation. Collect 3–6 months of bank statements showing consistent income above the threshold, employment contracts or freelance agreements, valid Finland passport (6+ months validity), international health insurance certificate, and a police clearance certificate.
2. Authenticate documents. Check whether New Zealand requires apostille stamps on Finland-issued documents. Arrange certified translations for any documents not in the local language or English. This step can take 2–6 weeks — start early.
3. Check entry requirements. Verify whether Finnish citizens can enter New Zealand visa-free or need a short-stay visa before applying for the digital nomad visa. Check the New Zealand embassy website for current entry requirements for Finland passport holders.
4. Submit your application. Apply through the official New Zealand government portal. Some programs accept online applications; others require in-person submission at a consulate.
5. Await approval and enter. Once approved, book travel and confirm your health insurance is active from day one. Register with local immigration if required within the first 30 days of arrival in New Zealand.

Tax obligations for Finnish citizens on the Digital nomad visa depend on your residency status and duration of stay. Most digital nomad visa holders are not considered tax residents in New Zealand if their income originates abroad — but this is not guaranteed.

Extended stays (typically 183+ days in a calendar year) may trigger local tax residency. As a Finland citizen, you must also consider your home country's worldwide income reporting requirements and any bilateral tax treaty between Finland and New Zealand.

Always consult a tax professional who understands both Finland and New Zealand tax law before committing to an extended stay.

Weak or inconsistent income documentation

Depositing a lump sum right before applying won't work. New Zealand immigration officials want to see consistent income above the threshold over 3–6 months. Sporadic freelance payments or transfers from family members don't qualify. Start maintaining clean financial records as early as possible.

Missing apostille or translation requirements

Finnish applicants often underestimate authentication requirements. Finland-issued documents — including bank letters, employment contracts, and police certificates — may need apostille stamps and certified translations. This process can take weeks. Budget for it early.

Not confirming entry eligibility before booking travel

Finnish passport holders may need a short-stay visa to enter New Zealand before their digital nomad visa is approved. Confirm entry requirements with the New Zealand embassy before booking any flights. Entry eligibility and DNV eligibility are separate questions.