Montenegro Digital Nomad Visa for Swedish Passport Holders (2026)

Swedish passport holders do not need a visa to enter Montenegro for short stays — which is a significant advantage. You can enter Montenegro visa-free, apply for the digital nomad visa from within the country, and avoid the consulate process entirely if the program allows in-country conversion. Always confirm the current maximum stay allowed on entry before booking.

The Digital Nomad Visa assesses all applicants on the same criteria regardless of nationality. Swedish citizens can apply provided they meet the following requirements:

• Income: $1,596.51/month — proven via 3–6 months bank statements
• Remote work proof: Employment contract, freelance agreements, or client letters confirming you work for non-Montenegro entities
• Health insurance: health insurance required
• Clean background: Police clearance from Sweden (apostilled if required by Montenegro)
• Valid passport: Sweden passport valid for at least 6 months beyond your intended stay
• Accommodation proof: Rental agreement, hotel booking, or property documents in Montenegro

Important: Documents not in Montenegro's official language or English must be certified translated. Swedish applicants should confirm apostille requirements for documents issued in Sweden.

1. Gather documentation. Collect 3–6 months of bank statements showing consistent income above the threshold, employment contracts or freelance agreements, valid Sweden passport (6+ months validity), international health insurance certificate, and a police clearance certificate.
2. Authenticate documents. Check whether Montenegro requires apostille stamps on Sweden-issued documents. Arrange certified translations for any documents not in the local language or English. This step can take 2–6 weeks — start early.
3. Check entry requirements. Verify whether Swedish citizens can enter Montenegro visa-free or need a short-stay visa before applying for the digital nomad visa. Check the Montenegro embassy website for current entry requirements for Sweden passport holders.
4. Submit your application. Apply through the official Montenegro government portal. Some programs accept online applications; others require in-person submission at a consulate.
5. Await approval and enter. Once approved, book travel and confirm your health insurance is active from day one. Register with local immigration if required within the first 30 days of arrival in Montenegro.

Tax obligations for Swedish citizens on the Digital Nomad Visa depend on your residency status and duration of stay. Most digital nomad visa holders are not considered tax residents in Montenegro if their income originates abroad — but this is not guaranteed.

Extended stays (typically 183+ days in a calendar year) may trigger local tax residency. As a Sweden citizen, you must also consider your home country's worldwide income reporting requirements and any bilateral tax treaty between Sweden and Montenegro.

Always consult a tax professional who understands both Sweden and Montenegro tax law before committing to an extended stay.

Weak or inconsistent income documentation

Depositing a lump sum right before applying won't work. Montenegro immigration officials want to see consistent income above the threshold over 3–6 months. Sporadic freelance payments or transfers from family members don't qualify. Start maintaining clean financial records as early as possible.

Missing apostille or translation requirements

Swedish applicants often underestimate authentication requirements. Sweden-issued documents — including bank letters, employment contracts, and police certificates — may need apostille stamps and certified translations. This process can take weeks. Budget for it early.

Not confirming entry eligibility before booking travel

Swedish passport holders may need a short-stay visa to enter Montenegro before their digital nomad visa is approved. Confirm entry requirements with the Montenegro embassy before booking any flights. Entry eligibility and DNV eligibility are separate questions.