Indonesia Digital Nomad Visa for Finnish Passport Holders (2026)

Finnish passport holders can obtain a visa on arrival in Indonesia, which simplifies the initial entry step. You can enter Indonesia on a VOA, then apply for the digital nomad visa in-country if the program permits local applications. Check the VOA validity period and ensure it gives you enough time to complete the digital nomad visa process before it expires.

The Digital Nomad Visa assesses all applicants on the same criteria regardless of nationality. Finnish citizens can apply provided they meet the following requirements:

• Income: $60,000/year — proven via 3–6 months bank statements
• Remote work proof: Employment contract, freelance agreements, or client letters confirming you work for non-Indonesia entities
• Health insurance: Yes
• Clean background: Police clearance from Finland (apostilled if required by Indonesia)
• Valid passport: Finland passport valid for at least 6 months beyond your intended stay
• Accommodation proof: Rental agreement, hotel booking, or property documents in Indonesia

Important: Documents not in Indonesia's official language or English must be certified translated. Finnish applicants should confirm apostille requirements for documents issued in Finland.

1. Gather documentation. Collect 3–6 months of bank statements showing consistent income above the threshold, employment contracts or freelance agreements, valid Finland passport (6+ months validity), international health insurance certificate, and a police clearance certificate.
2. Authenticate documents. Check whether Indonesia requires apostille stamps on Finland-issued documents. Arrange certified translations for any documents not in the local language or English. This step can take 2–6 weeks — start early.
3. Check entry requirements. Verify whether Finnish citizens can enter Indonesia visa-free or need a short-stay visa before applying for the digital nomad visa. Check the Indonesia embassy website for current entry requirements for Finland passport holders.
4. Submit your application. Apply through the official Indonesia government portal. Some programs accept online applications; others require in-person submission at a consulate.
5. Await approval and enter. Once approved, book travel and confirm your health insurance is active from day one. Register with local immigration if required within the first 30 days of arrival in Indonesia.

Tax obligations for Finnish citizens on the Digital Nomad Visa depend on your residency status and duration of stay. Most digital nomad visa holders are not considered tax residents in Indonesia if their income originates abroad — but this is not guaranteed.

Extended stays (typically 183+ days in a calendar year) may trigger local tax residency. As a Finland citizen, you must also consider your home country's worldwide income reporting requirements and any bilateral tax treaty between Finland and Indonesia.

Always consult a tax professional who understands both Finland and Indonesia tax law before committing to an extended stay.

Weak or inconsistent income documentation

Depositing a lump sum right before applying won't work. Indonesia immigration officials want to see consistent income above the threshold over 3–6 months. Sporadic freelance payments or transfers from family members don't qualify. Start maintaining clean financial records as early as possible.

Missing apostille or translation requirements

Finnish applicants often underestimate authentication requirements. Finland-issued documents — including bank letters, employment contracts, and police certificates — may need apostille stamps and certified translations. This process can take weeks. Budget for it early.

Not confirming entry eligibility before booking travel

Finnish passport holders may need a short-stay visa to enter Indonesia before their digital nomad visa is approved. Confirm entry requirements with the Indonesia embassy before booking any flights. Entry eligibility and DNV eligibility are separate questions.